GDPR Compliance Notice

Last Updated: September 03, 2025

At ChargeOnCreditCards.com, we are deeply committed to protecting the privacy and security of our users’ personal data. This GDPR Compliance Notice is designed for our visitors and users in the European Union (EU) and the United Kingdom (UK). It supplements the information in our full Privacy Policy by outlining your rights and our responsibilities under the General Data Protection Regulation (GDPR).

Data Controller

For the purposes of the GDPR, the data controller responsible for your personal data is: ChargeOnCreditCards.com

Contact Email: contact@chargeoncreditcards.com

(Please use the subject line: “GDPR Request”)

Legal Basis for Processing Your Personal Data

We only process your personal data when we have a valid legal basis to do so. These bases include:

  • Your Consent: For example, when you opt-in to receive our newsletter or marketing emails. You can withdraw consent at any time.
  • Contractual Necessity: To provide you with the services you request, such as responding to your inquiries or managing your account.
  • Legitimate Interests: For our operational purposes, such as website analytics, security, fraud prevention, and improving our content, where our interests are not overridden by your rights.
  • Legal Obligation: To comply with applicable laws and regulations.

Your Data Protection Rights Under GDPR

As an EU or UK data subject, you have the following rights regarding your personal data. We will respond to all legitimate requests within 30 days.

Your RightDescription
Right of AccessYou can request a copy of the personal data we hold about you.
Right to RectificationYou can ask us to correct any inaccurate or incomplete data.
Right to Erasure (Right to Be Forgotten)You can request that we delete your personal data under certain circumstances.
Right to Restrict ProcessingYou can ask us to temporarily halt the processing of your data.
Right to Data PortabilityYou can request a structured, machine-readable copy of your data to transfer to another service.
Right to ObjectYou can object to processing based on our legitimate interests. You have an absolute right to object to direct marketing.
Right to Withdraw ConsentWhere we rely on consent, you can withdraw it at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

How to Exercise These Rights: To exercise any of these rights, please contact us at contact@chargeoncreditcards.com with the subject line “GDPR Request.” We may need to verify your identity before processing your request to protect your security.

International Data Transfers

ChargeOnCreditCards.com is operated from outside the EU and UK. If we transfer your personal data internationally, we ensure it is protected by implementing appropriate safeguards approved by the European Commission, such as Standard Contractual Clauses (SCCs), to ensure your data receives an adequate level of protection.

Data Security and Retention

We implement robust technical and organizational measures to protect your data against unauthorized access, alteration, or destruction. We retain your personal data only for as long as necessary to fulfill the purposes outlined in our Privacy Policy, including to meet legal, accounting, or reporting requirements.

Lodging a Complaint

We strive to resolve any concerns you have about your data. However, you have the right to lodge a complaint directly with a supervisory authority:

  • In the UK: The Information Commissioner’s Office (ICO)
  • In the EU: Your local national Data Protection Authority (DPA)

Contact Us

For any questions, concerns, or requests specifically related to this GDPR Notice or your data privacy, please contact us at:

Email: contact@chargeoncreditcards.com
Subject Line: GDPR Request

We are committed to working with you to resolve any issues you may have.